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ASFOUR, Lama K., <p align="center">Instructor<strong>, <strong>Department of Banking &amp; Finance</strong></strong><strong></strong></p><p align="center"> </p><p align="center">American University of Madaba</p>
AYAYDIN, Hasan, GümüshaneUniversity, FEAS, Department of Business Administration, Gümüşhane, Turkey. . +90 462 233 12 00 . hayaydin61@gumushane.edu.tr
AYUPUSPITA, Fauzia Yumna, State Islamic University of Sunan Kalijaga,.Islamic Finance Management. Dept. Faculty of Islamic Economic and Business. Email:yumna25fauzia@gmail.com

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